About
Registered 2023. Rooted in Nigeria. Part of a cross-border group.
C&G Professional Services Ltd was registered in 2023 as the Nigerian sister firm of C&G Canada. We provide senior AML, financial-crime forensics and advisory services to Nigeria's regulated entities — banks, microfinance banks, fintechs, IMTOs, casinos and DNFBPs.
Senior compliance practitioners — not juniors with senior titles.
C&G Nigeria was founded on a simple observation: the AML talent Nigerian regulators expect to see in a compliance function is increasingly hard to retain in-house, and increasingly expensive to hire full-time. Most institutions outside the Tier-1 banks operate with compliance teams that are stretched thin against a regulatory environment that is no longer forgiving.
We close that gap. Every engagement is led by a practitioner who has personally held senior compliance, audit or forensic responsibility — in commercial banking, fintech, payments, gaming or DNFBP supervision. We do not field generalists supervised at distance. We do not subcontract substantive work to juniors. The person who scopes the engagement is the person who runs it.
Our practice is Nigerian-focused. The CBN Regulations, the NFIU goAML platform, SCUML's inspection style, the EFCC's enforcement posture, the new CBN Baseline Standards for Automated AML Solutions — these are the terrain we live on every day.
The Group
A cross-border AML & forensics group.
C&G Nigeria is the Nigerian sister firm of C&G Canada. The two firms share standards, methodology and senior-led delivery — and serve their respective markets independently, with the CBN, NFIU, EFCC, SCUML and other Nigerian regulators governing our work here. The cross-border relationship gives our clients access to a wider bench of senior practitioners on engagements that benefit from international perspective.
How we work
Risk-based. Defensible. Audit-ready.
- We start with risk. Every program we build is anchored to a written risk assessment your regulator will recognise — sector risks, product risks, channel risks, geographic risks, customer risks. The risk assessment drives everything that follows.
- We document for defensibility. The test of an AML program is not how it reads on a normal day. It is how it stands up when an examiner arrives. Every recommendation we make produces evidence regulators will accept.
- We work with your timeline. Examination notices do not respect quarterly planning cycles. We mobilise quickly — typically within one week — and we do not stretch engagements to fill calendars.
- We close findings. Where the engagement is remediation, our deliverable is the closure, not the list. We sit through follow-up inspections with your team and we are reachable when questions arise after delivery.
What we believe
Compliance is an enabler of growth — not its adversary.
- Senior expertise, fractional access. For most institutions outside the Tier-1 banks, the right model is not a full-time hire at mid-level. It is fractional access to senior expertise — for examination prep, program reviews, sudden departures and Board-facing reporting.
- Nigerian institutions can meet global standards. FATF grey-list removal proved the point at the national level. The same is true at the institutional level. The standards are demanding but they are achievable, and the institutions that meet them open doors — correspondent banking, cross-border partnerships, investment.
- Compliance and growth are not opposites. Done badly, AML breaks growth. Done well, it scales with it. Our work for fintechs scaling at velocity is built on this assumption — monitoring that does not slow onboarding, governance that does not throttle product.
- Technology supports, not replaces, judgement. The new CBN Baseline Standards require automation. They do not eliminate the need for trained human judgement on the outputs. We design programs where the technology does what technology does well, and the practitioners do what practitioners do well.
Boundaries
What we don't do.
Some explicit limits — for our clients' protection and ours.
We will never:
- Pose as agents of any regulator. We are not agents of, nor affiliated with, the Central Bank of Nigeria, NFIU, EFCC, SCUML or any other Nigerian regulator. SCUML has issued public warnings about impersonation and we take this seriously.
- Charge a fee for free registrations. SCUML registration is free. Where we support a SCUML filing, our fee is for advisory and document preparation only — never for the registration itself. We are transparent about this on every engagement letter.
- Provide legal advice on specific cases. We work at the level of frameworks, programs and best practice. For legal advice on specific matters, we refer clients to qualified Nigerian counsel.
- Market to retail customers. Our clients are regulated entities and their boards. We do not provide services to individual customers seeking to open or maintain accounts at any institution.
- Compete on price alone. Compliance consultancy is not a commodity. The cheapest provider in Nigeria is not the one we would want on the file when an inspection notice arrives — and neither, in our experience, do our clients.
Work with us.
If your institution is preparing for an inspection, building a compliance program, scaling a fintech, or responding to a regulatory finding — let's talk.
Get in Touch →